- Phone: +1 (561) 674-2289
- contact@virnamoretti.com
Fees and Insurance
Do you take insurance?
I am considered an “out of network” provider. If you have insurance, PPO plans tend to reimburse some portion of out-of-network services. However, most HMO plans do not. The best way to find out if your insurance would cover my services is to call the number on the back of your insurance card.
Psychotherapy is also covered under most Flex Spending, Savings/Credit Accounts (aka. HSA or FSA). Contact your employer/HR department for details.
What do I ask my insurance company when I call the number on my card?
Here are some helpful questions to ask to find out what your coverage for my services would be:
~ Do I have outpatient mental health benefits with this policy?~ If not, have mental health benefits been “carved out” to another insurance group?
~ Do I have “out of network” benefits that would cover mental health services?
- May I receive a reimbursement for mental health services? How may I proceed to receive it?
~ Do I need a referral or authorization in order to see a mental health professional?~ How much is my deductible? How much of that has been met so far?
~ Do I have a co-pay or co-insurance?
How payment for services are made?
Sessions are paid at the time of service. Payments may be made by cash, check, credit card or Zelle.
IMPORTANT: sessions cancelled less than 24-hours before the scheduled time will be billed as a full session.
What are your fees?
As of January 1st. 2023 my rates are:
* Initial Consultation - up to 15 minutes phone or in-person: Free
* 50 min Initial Evaluation (first visit) Individual – $250.
* 50 min therapy session Individual (most common therapy session) – $180
* 50 minutes Couple’s or Family Sessions: $220
* 30 min therapy session Individual– $99
* Pre-paid Package of 10 session (50 minutes each) - $1500
* Forensic consultations and evaluations, immigration, civil or criminal- $950/hour.
What if I can’t afford your fees?
I am more than happy to speak to you about your circumstances. Reduced fee services are available on a limited basis. Please inquire when scheduling.
Do you take insurance?
I am considered an “out of network” provider. If you have insurance, PPO plans tend to reimburse some portion of out-of-network services. However, most HMO plans do not. The best way to find out if your insurance would cover my services is to call the number on the back of your insurance card.
Psychotherapy is also covered under most Flex Spending, Savings/Credit Accounts (aka. HSA or FSA). Contact your employer/HR department for details.
What do I ask my insurance company when I call the number on my card?
Here are some helpful questions to ask to find out what your coverage for my services would be:
~ Do I have outpatient mental health benefits with this policy?~ If not, have mental health benefits been “carved out” to another insurance group?
~ Do I have “out of network” benefits that would cover mental health services?
- May I receive a reimbursement for mental health services? How may I proceed to receive it?
~ Do I need a referral or authorization in order to see a mental health professional?~ How much is my deductible? How much of that has been met so far?
~ Do I have a co-pay or co-insurance?
How payment for services are made?
Sessions are paid at the time of service. Payments may be made by cash, check, credit card or Zelle.
IMPORTANT: sessions cancelled less than 24-hours before the scheduled time will be billed as a full session.
What are your fees?
As of January 1st. 2023 my rates are:
* Initial Consultation - up to 15 minutes phone or in-person: Free
* 50 min Initial Evaluation (first visit) Individual – $250.
* 50 min therapy session Individual (most common therapy session) – $180
* 50 minutes Couple’s or Family Sessions: $220
* 30 min therapy session Individual– $99
* Pre-paid Package of 10 session (50 minutes each) - $1500
* Forensic consultations and evaluations, immigration, civil or criminal- $950/hour.
What if I can’t afford your fees?
I am more than happy to speak to you about your circumstances. Reduced fee services are available on a limited basis. Please inquire when scheduling.